Compare Woodforest Accounts
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- $0 w/direct deposits(4) of at least $300 monthly OR if you maintain a balance of $300 or above each day in the statement period
- $7.95 w/o direct deposits of at least $300 monthly OR if balance falls below $300 any day in the statement period
- $0 w/balance of $10K or above any day in the statement period
- $25 w/balance under $10K any day in the statement period
- $0 w/balance above $750 any day in the statement period
- $7.50 w/balance below $750 any day in the statement period
- $10 w/balance below $100 any day in the statement period
- $9.95 w/ monthly direct deposit(4)
- $11.95 w/o monthly direct deposit(4)
- $2 Monthly Paper Statement Fee (avoided with eStatements)
- No overdraft fees or insufficient item fees
- $0 if you maintain a balance of $200.00 or above each day in the statement period
- $3.00 if balance falls below $200.00 any day in the statement period
- $0 if you maintain a balance of $10,000.00 or above each day in the statement period
- $25.00 if balance falls below $10,000.00 any day in the statement period
- $0 if you maintain a balance of $1,000.00 or above each day in the statement period
- $10.00 if balance falls below $1,000.00 any day in the statement period
- $2.00 Per excessive withdrawal (over 3) per month(8)
- $3.00 Quarterly Paper Statement Fee (sign up for eStatements to avoid this fee)
- $25.00 Per excessive withdrawal (over 6) per statement period(8)
- $10.00 Per excessive withdrawal (over 6) per statement period(8)
- $3.00 Monthly Paper Statement Fee (sign up for eStatements to avoid this fee)
Additional Personal Banking Benefits
Online & Mobile Banking
Debit Cards
Overdraft Services
(1) Regardless of account type, when items are presented for payment in excess of the balance in your account, an overdraft item fee will be assessed if the item is paid. This includes but is not limited to debit card transactions, such as ATM withdrawals, that are in excess of the balance in your account which may incur an overdraft item fee if the transaction is paid. The payment of overdraft items and transactions is at our discretion, and more than one overdraft item fee may be assessed in a single day. For complete details regarding our products, services, and fees, including important details regarding our overdraft fees and options, please stop by one of our convenient branch locations and speak with a Retail Banker.
(2) For customers who are 55 years and better.
(3) When you do not have enough available funds in your WBank Account to cover the transaction, we will return the item whenever possible at no cost to you. While this account prevents you from overdrawing in most cases, there may still be times when your account could have a negative balance. For example, this could happen if a transaction is approved for one amount, but the actual charge is more than the amount of money in your account. This may occur when you use your debit card for a meal and then add a tip. In this situation, the full payment may go through and result in a negative balance on your account, but we will not charge you an overdraft fee.
(4) Direct deposits are monthly deposits made electronically into your account from an employer or other outside agency.
(5) The setup fee is waived. All other POS and ATM charges will still apply including surcharges that may be imposed by non-Woodforest ATM owners and operators.
(6) For the Sterling Advantage account, each account will receive one initial box of custom wallet checks at no charge. Standard fees will apply thereafter. For the Platinum Plus Checking account, one (1) box of custom wallet checks per order.
(7) Service may not be available in all branches.
(8) Withdrawals include any debit transaction.
(9) Data rates may apply. See carrier for details.
(10) One (1) box of custom wallet checks per order.
DISCLOSURE
DISCLOSURE
(1) Regardless of account type, when items are presented for payment in excess of the balance in your account, an overdraft item fee will be assessed if the item is paid. This includes but is not limited to debit card transactions, such as ATM withdrawals, that are in excess of the balance in your account which may incur an overdraft item fee if the transaction is paid. The payment of overdraft items and transactions is at our discretion, and more than one overdraft item fee may be assessed in a single day. For complete details regarding our products, services, and fees, including important details regarding our overdraft fees and options, please stop by one of our convenient branch locations and speak with a Retail Banker.
DISCLOSURE
DISCLOSURE
(2) For customers who are 55 years and better.
DISCLOSURE
DISCLOSURE
(3) When you do not have enough available funds in your WBank Account to cover the transaction, we will return the item whenever possible at no cost to you. While this account prevents you from overdrawing in most cases, there may still be times when your account could have a negative balance. For example, this could happen if a transaction is approved for one amount, but the actual charge is more than the amount of money in your account. This may occur when you use your debit card for a meal and then add a tip. In this situation, the full payment may go through and result in a negative balance on your account, but we will not charge you an overdraft fee.
DISCLOSURE
DISCLOSURE
(4) Direct deposits are monthly deposits made electronically into your account from an employer or other outside agency.
DISCLOSURE
DISCLOSURE
(5) The setup fee is waived. All other POS and ATM charges will still apply including surcharges that may be imposed by non-Woodforest ATM owners and operators.
DISCLOSURE
DISCLOSURE
(6) For the Sterling Advantage account, each account will receive one initial box of custom wallet checks at no charge. Standard fees will apply thereafter. For the Platinum Plus Checking account, one (1) box of custom wallet checks per order.
DISCLOSURE
DISCLOSURE
(7) Service may not be available in all branches.
DISCLOSURE
DISCLOSURE
(8) Withdrawals include any debit transaction.
DISCLOSURE
DISCLOSURE
(9) Data rates may apply. See carrier for details.
DISCLOSURE
DISCLOSURE
(10) One (1) box of custom wallet checks per order.